International Journals of Multidisciplinary Research
Academy (IJMRA)

Abstract:
Health economics has not been extensively studied at research level in Mizoram. As such, there have been only few studies regarding the provision of health facilities and its impact on the economy. As Mizoram is one of the smallest states rampant with critical illness such as cancer, cardiovascular disease and other lifestyle related diseases such as diabetes and hypertension. Besides the social cost, a study of the economic cost of provision of health and healthcare facilities is one of the most important and much needed studies in economic literature. This paper primarily aims at assessing delivery of health and healthcare facilities to patients in a public hospital. The study finds that public healthcare provision in Mizoram is a quintessential paradigm for the provision of free and basic universal healthcare services the society.
Download full Length Paper......

Abstract:
Involvement of parents regarding the education of their children is one of the major factor that boost the children for showing better academic achievement in different examinations. The present study aims to know the involvement of parents for better academic achievement of the students at higher secondary final examination. The study was descriptive in nature and survey method was applied to know the involvement of parents on academic achievement of their children. Total 198 students from class-xii who appeared and passed in the same examination in Golaghat district, Assam were selected as sample of the study and their parents. A self- constructed questionnaire was applied to collect the data from the respondents. The findings of the study revealed that there was a positive relationship between parental involvement and academic achievement of the students of higher secondary final examination.
Download full Length Paper......

Abstract:
AI is defined as science and engineering of making intelligent machines, especially intelligent computer programs. The use of AI till now has been in the virtual world. Robots enable AI to transcend into the physical world which opens up unimaginable opportunities. Any major advancement in technology brings with it a wide range of opportunities and challenges. As the human interaction increases with these machines it will consequently give rise to legal issues. Such as who will be held liable for any liability arising from the actions of AI. Therefore, our legal system needs to be prepared for these upcoming challenges. The main issue is that neither national nor international law recognizes AI as a subject of law, which means that AI cannot be held personally liable for the damage it causes. In view of this, a question naturally arises, who is responsible for the damage caused by the actions of Artificial Intelligence. Attribution of legal personality to artificial intelligence can be an effective measure to check all potential challenges by the introduction of AI in our society. Based on the analysis of different models of criminal responsibility of legal persons which constituted an interesting advance in the criminal law in relation to what was hitherto traditionally accepted, we will appraise whether the necessary legal elements to have direct criminal liability of artificial entities are present. This paper discusses methodologies for provenance of legal personhood to AI. Whether by merely vesting legal personality in AI, the present legal system will be competent enough to resolve any issue arising due to the technological development in the field of AI.
Download full Length Paper......

Abstract:
Regional Rural Banks (RRBs) in India were established to promote economic development in rural areas. Many RRBs were established in various states to remove the economic disparities in the country with providing credit assistant to small and marginal formers, agricultural laborers and rural artisans even in small amounts. In this research paper, an attempt is made to present the reviews of studies conducted on the performance of Regional Rural Banks (RRBs) in India. The paper presents a summary of various studies conducted on the performance of RRBs at the national level and also at various state levels. The study finds and concludes that there are many studies at national level and there are only few studies at the micro level. A Very few studies were earlier reported in the context of Telangana State which provide an opportunity to investigate the performance of RRBs in Telangana state. The findings of this paper reveals that many earlier studies were reported in the context of various states like Kerala, Bihar, Telangana, Andhra Pradesh, Assam and other Indian states while a large number of studies focused on at macro level i.e. overall performance of RRB‟s. All the reviews envisaged that the RRB‟s are operating well in the aspects of capital structure, loans disbursement, recovery performance after the amalgamation process. Few studies suggested that the RRB‟s have to adopt ICT techniques, should think about aggressive marketing of their products, provide internet banking facilities, ATM facilities for their viability. The findings of this research will help future researchers working on the performance of RRBs in India and micro levels i.e. state wise, district wise and bank wise
Download full Length Paper......

Abstract:
Microfinance segment has become quickly in the course of recent decades. Nobel Laureate Muhammad Yunus is credited with establishing the framework of the cutting edge MFIs with foundation of Grameen Bank, Bangladesh in 1976. Banks have additionally utilized the Self-Help Group (SHGs) channel to give direct credit to assemble borrowers. The present paper is a modest attempt to study the comparative financial sustainability study of SHG Members in Manakondur and Karimnagar Constituency. For the purpose of data collection, a structured questionnaire was prepared and administered among sample respondents in selected two constituencies of erstwhile Karimnagar district of Telangana state. The data collected is processed and analyzed by using inferential statistical test i.e., paired t-test were adopted. The financial sustainability factors are accessibility to credit, contribution towards family expenditure, capacity to save regularly, capacity to make profitable investments, capacity to meet personal expense, timely repayment of loan, respectable person in family and society, and reduced dependence on money lenders. This paper concludes that their accessibility to credit, capacity to save regularly, timely repayment of loan, most respectable person in family and society has been improved more in Karimanagar constituency after joining self help groups. The other variables shows that their capacity to make profitable investments, capacity to meet personal expenses and reduced dependence on money lenders has been improved more in Manakondur constituency when compared to Karimanagar constituency after joining self help groups. It is observed from the result of„t‟ test, we concluded that there is significant difference in accessibility to credit, , capacity to save, capacity to make profitable investments and capacity to meet personal expenses among Manakondur and Karimnagar respondents after joining self help groups.
Download full Length Paper......

Abstract:
The present study focuses on studying the efficacy of Optimism Attitude Model (OAM) and the seventh sense hypnotic induction in the management of individuals with Borderline Personality Disorder. Providing therapy to the individuals with borderline personality disorder is energy draining task for the clinicians. Due to the symptomology, it becomes a difficult task for them to engage in the regular therapeutic sessions. In the present study, the individuals with borderline personality disorder were seen twice a week on regular basis for one month and the therapy sessions are still going on. In order to observe the improvement and efficacy brought by the therapeutic means, in the initial sessions the optimism index tool was used to record the optimism level of the individuals and after one month sessions again the optimism level was checked and the therapist found a positive difference in the optimism level.
Download full Length Paper......

Abstract:
There are many diversities in India as it is pluralistic society. Amidst this diversity it is claimed that India is unified and as got unity in diversity. When we browse through the pages of history with reference to India that over the years the contribution of indigenous population to National Socio Economic development has been considerably disregarded. Our country was subject to foreign invasion for many centuries. Those who conquered India became our rulers and introduced their own system in the form of political administration. The need and importance of local population was relegated. However, some communities swam with the current, made their presence, earned livelihood and found settlement across the country. Once such community to reckon with is the Banjara or the Lambani community. According to scholars, historians and researchers people belonging to this community have settled spreading across sixty countries. Yet there is no International bond or link among the people of this community as they have comfortably mixed with the natives. It is true that the people of Banjara community are basically nomadic traders in nature having established permanent base in India. They came to our country from Afghanistan and Pakistan and are known for Gypsy life. They shifted their settlement from one state in India to the other along with the movement of Mughal, Muslim, Maratha, Peshwa and Nizam armies. Reports also revealed that the Banjara community is one bigger unit in the ethnological museum of India and the Banjara Community has been able to retain its distinct identity in terms of culture, tradition, rituals, costumes, language, festivals etc., Strangely enough the Banjara people have always preferred to live in groups in a particular area popularly known as Lambani or Banjara Tanda. They have not allowed families of other communities to live within the limits of Tandas. Although few persons of the community have gained political leadership by and large the community is illiterate being victims of acute poverty, misery, unemployment and self-imposed inhibition.
Download full Length Paper......

Abstract:
This scientific article is devoted to the consideration of the issues of improving tax control within the framework of the adopted Action Strategy for the development of 2017-2021 and the Concept of improving the tax policy of the Republic of Uzbekistan. In addition, the article discusses such aspects as introduction of a new version of the Tax Code, implementation of wireless, online methods of control based on segmentation of taxpayers, further reduction of tax administration costs and further improvement of the tax authorities aimed at ensuring effective implementation of the rules of tax control, modern technique for the business analysis of the system in order to improve the quality of tax control, as well as its automation and introduction of Business Intelligence model, effective and efficient tax control aimed to reduce the number of tax offenses, as well as to raise the efficiency and effectiveness of tax control measures and ensure transparency in the organization of tax control. Moreover, the article provides developed scientific proposals and practical recommendations aimed at further improving tax control.
Download full Length Paper......

Abstract:
This article provides some information about the cluster, the cluster system, the ongoing reforms in the agricultural sector in the country aimed at improvement of the cluster system, historical development of the cluster system. Herewith, the article is devoted to the study of the theoretical and practical views on the organization of accounting in the cluster system and relevant conclusions have been drawn.
Download full Length Paper......

Abstract:
World is changing from agro-based to industrial to technology-driven society very speedily, yet the teaching –learning of science is not retaining the popularity as it used to have in past. One of the detrimental factors in this scenario is the way science is being taught in primary schools. The nitty-gritties of how to teach a science concept to primary students is in purview of science education being offered in universities‟ degree programs. What they have or have not understood properly while learning science in primary schools was a matter of worry as observed while teaching science groups in B. Ed. degree program at one college of Education in Fiji. This basic observation stimulated the authors to find out if these student teachers have learned the basic science concepts at the time of their primary schooling correctly or what. The research revealed the misconceptions in their answers. These misconceptions were categorized as nonscientific belief (NB) or conceptual misunderstanding (CM), factual misconception (FM) or Confusion with other scientific terms (CS) with different frequencies. These findings can inform colleges of Education to pay attention to it before the student teachers are offered a degree program or Science Education program.
Download full Length Paper......

Abstract:
Almost half of the world’s populations, who live-in low-income regions, use biomass fuel as a primary source of cooking fuel. Specifically more women and children are highly exposed to indoor air pollution (IAP).According to World Health Organization (WHO), around 3 billion people use solid fuel for cooking which is expected to grow until at least 2030.According to UNICEF, exposure to household air pollution from cooking has adversely impact on pregnancy outcome which is significantly increases the risk of Low Birth Weight (LBW) among babies. Also, according to WHO, 90% of all Low Birth Weight (LBW) babies are born in developing countries and half of the population in developing nation used solid fuels as primary source of energy cooking. Such types of cooking practices lead to serious health hazards during prenatal period caused by smoke from solid cooking fuels include charcoal, wood, straw, grass and dung cake. The present study is based on the secondary data with the following objectives. To study the impact of particulate matter (PM2.5) and (PM10) on birth weight of the child. Attempt to evaluate the primary and secondary outcome of pregnant women. To analysis the main issues and challenges of Pradhan Mantri Ujjwala Yojana (PMUY) launched by central Government.
Download full Length Paper......

Abstract:
India‟s large young population needs to be well educated and skilled to cultivate demographic dividend. Many skill development programmes are being run by the Government for skilling and upskilling people of the country. For educating greater number of youths, there has been an increase in the number of colleges and universities in recent years. But Indian education system particularly higher education still has scope of improvement and there is need for expansion as well as transformation of higher education in India. The area which needs special attention is female access to higher education. Improvement in India‟s Gender Parity Index from 0.86 in 2010-11 to 1.0 in 2018-19 shows that there has been reduction in gender gap in higher education institutes of India in recent years. Moreover, All India survey on Higher Education (AISHE) conducted by Ministry of Human Resource Development in 2018-19 shows that females have outnumbered males in many disciplines in recent years. However, female participation in professional courses is still lower as compared to academic courses at both UG and PG levels. The paper considers this issue of gender gap in higher education in India. Various steps taken by the Indian Government for strengthening higher education system as well as reducing gender gap at this level have also been discussed in this paper. The Paper also suggests some ways to narrow down the gap and strengthen higher education system.
Download full Length Paper......

Abstract:
The purpose of this study was to examine the causes and consequences of the upsurge of drug abuse among university students in Kenya. Studies indicate a blatant abuse of drugs in alarming rates in spite of campaigns against the menace by the government and other stakeholders. This is affirmed by new studies by the National Authority for the Campaign against Alcohol and Drug Abuse which reveal a heightened rate of abuse and addiction among the youth. The study reviewed current literature in order to answer the research questions. It was established that students abused drugs for various reasons among them stress related, stimulating the central nervous system, course load, stress, curiosity, peer pressure, individual and family factors, parental misuse of drugs, lack of knowledge, genetic factors, traumatic life events, socio economic status and macro-environmental factors. The abuse led to increases of problems related to their well-being and health, increased risk of injury and premature death from interpersonal violence, road accidents, hepatitis B and C, risky sexual behaviors, unintended pregnancies, diseases such as acquired immune deficiency syndrome (AIDS) as well as severe academic problems. The study concludes that prevention of substance abuse among students requires awareness of characteristics that place them at risk and targeting risk factors that are modifiable to save the young generation. Finally, the study recommends a further research to be carried out to determine realistic solutions to mitigate the destructive outcomes of drug and substance abuse among students.
Download full Length Paper......

Abstract:
The past decade has seen significant attention being paid to mindfulness and its correlates in ameliorating distress and enhancing mental stability. The turbulence of adolescence burgeons into many stressor triggers as adolescents find themselves encountering varied experiences positive or negative as and when such situations arise. As adolescents , tentatively stepping onto the young adulthood, its time to move away from the cosy environment of home and the support system it entails. The present paper delineates some such dilemmas faced by adolescents and elucidates about the significance of mindfulness as a very important way of coping mechanism in dealing with life’s uncertainties and improving one’s quality of life. The implications of Mindfulness in the era of covid 19 has been discussed.
Download full Length Paper......

Abstract:
Sexual abuse is defined as inappropriate adolescent or adult sexual behavior with a child. It includes fondling a child’s genitals, making the child fondle and adult’s genitals, intercourse, incest, rape, sodomy, exhibitionism, sexual exploitation, or exposure to pornography. Sexual abuse may be committed by a person under age 18 when that person is either significantly older than the victim or is in a position of power or control over the child. Sexual abuse may take place within the family, by a parent’s boyfriend or girlfriend, or at the hands of adult caretakers outside the family, for example, a family friend or babysitter. Adults who sexually abuse children mostoften know and have a relationship with the child.This is common and when these manifest, we need to re-direct the child’s attention, clearly informing the child about concepts like ‘good touch’ and ‘bad touch’.Children must know that no one is ever allowed to touch their private parts, and that it is important to keep these areas covered and safe in public spaces (which includes school too). It is also important to teach children about respect for ‘body space’. The Present study aims to assess the effectiveness of STP on knowledge regarding good touch and bad touch. One group pretest and post test design was adopted with purposive sampling and the structured teaching Programme on Good touch and Bad touch was imparted. After education, the Post test knowledge was assesed . The result shows that mean Post test knowledge score was higher than mean Pre test score.
Download full Length Paper......

Abstract:
Padmabhushan Dr. KarmaveerBhauraoPatil is mainly known as founder of the „RayatShikshanSantha‟, which is one of the largest educational institutes of Asia. He has been established primary, secondary, higher secondary schools, colleges and boarding houses in rural part of Maharashtra and some part of Karnataka state. His work is mainly related to education field. He has been spending his whole life for poor, backward and untouchable student‟s education. But he also contributed in Indian freedom movement. Main objective of this paper is to focus on KarmaveerBhauraoPatil‟s contribution in Indian freedom movement, basically his relation with Mahatma Gandhi. Padmabhushan Dr. KarmaveerBhauraoPatil was not taken directly participation in Indian freedom movement, but helps freedom fighters and revolutionaries. BhauraoPatil was impressed from Mahatma Gandhi‟s ideology and simple lifestyle. He first saw Gandhiji in Mumbai, where he had gone to see the „Prince of Wales (later Edward VIII)‟. His visit of Mumbai was to see glory of the visit of „Prince of Wales‟, but he saw the Gandhiji‟s Satyagraha and „Holi of foreign clothes‟. After that he threw his clothes in to the flames. From then on, he has never put on anything other than cloths of hand spun and hand woven. It was more than a matter of cloths with him, from that day Mahatma Gandhi became hero of his life.
Download full Length Paper......

Abstract:
Transportation system are changing day to day ,for the protection of Covid19 we have to Implementation artificial intelligence system everywhere such as door space and other factors Very enormous and fasting growing of this epidemic we could not control due to a huge congestion in India also facility not available at different place Paper is going to discuss various impact of Covid19 on transportation engineering like railway ,Car ,Bus ,bike and also other resources which are more safe for the public and its impact data showing Highest population in India which cannot be control after July 2020.
Download full Length Paper......

Abstract:
The factors affecting the performance of the company in terms of profitability, turnover and leverage is illustrated by Du Pont Model. The study focuses on the constituents of DuPont model in the Automobile sector in India. The automobile sector which constitutes around fifty percent of the manufacturing GDP in India is going through a rough phase with differences in effectiveness across the companies in the sector. The Du Pont Analysis distributes the Return on Equity (ROE) into two components –Return on Assets (ROA) and Equity Multiplier (EM).ROA can be further decomposed into Net profit margin (NPM) and Asset Turnover (AT) which are the important financial indicators of the performance of the company. The study exhibits the indicators and calculates the ROE using Du Pont Analysis for a time horizon of 10 years (2010- 2019) to determine the effects of these indicators on ROE, PAT and Total sales in the model. Top eight Automobiles companies in India on the basis of their market capitalization are considered into study. The detailed analysis indicating the causal factors influencing the ROE, PAT and the Total sales by using Pearson correlation coefficients is presented in the study.
Download full Length Paper......

Abstract:
The professionally managed Mutual fund is becoming one of the most sought investment avenue for the investors in India during the last couple of years. The increase in the financial awareness has led to the growth of investment in the fund houses. But the low proportion of Mutual fund investment to the savings is the current scenario of the investment pattern in India. The aim of the study is to understand the investing pattern of the investors towards direct investing in financial market and through Mutual fund. The factors affecting the selection of the investment avenues is also a part of the study .This investor perception on mutual fund market has given a glimpse of the factors considered by investors before investing.
Download full Length Paper......

Abstract:
Paper in Hindi
Download full Length Paper......

Abstract:
Regionalism is the expression of a common sense of identity and purpose by people within a specific geographical region, united by its unique language, culture, language, etc.In a positive sense, it encourages people to develop a sense of brotherhood and oneness which seeks to protect the interests of a particular region and promotes the welfare and development of the state and its people.In the negative sense, it implies excessive attachment to one’s region which is a great threat to the unity and integrity of the country. In the Indian context generally, the term 'regionalism' has been used in the negative sense.
Download full Length Paper......

Abstract:
One of the most important questions for the students of history and politics, whether Indian or Pakistani, is: how did politicians succeed in building bridges or creating gulfs between district and district, province and province, races and races, and men and men. In other words, is there a functional explanation for the growth of national consciousness?,
Download full Length Paper......

Abstract:
The caste system is a unique and complicated structure of Indian culture that inherently produces
Download full Length Paper......

Abstract:
Identity and voice in „female literature‟: The interplay of language, gender, identity, and ethnicity.
Download full Length Paper......

Abstract:

Download full Length Paper......

Abstract:

Download full Length Paper......

Abstract:
Human Trafficking is acquiring grave dimensions worldwide in the context of globalization. It has been
Download full Length Paper......

Abstract:

Download full Length Paper......

Abstract:
paper in hindi
Download full Length Paper......

Abstract:
paper in punjabi
Download full Length Paper......

Abstract:
The current research study formulate and assess solid dispersions of Itraconazole in two ways,
Download full Length Paper......