International Journals of Multidisciplinary
Research Academy (IJMRA)

Abstract:
Financial security is a crucial component of socio-economic development, especially among rural populations. The Government of India has introduced various Jan Suraksha Schemes such as Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), and Pradhan Mantri Suraksha Bima Yojana (PMSBY) to enhance financial inclusion and provide social security.
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Abstract:
The article describes the specific features of cost accounting in geological exploration, the structure of cost classification therein, and the accounting procedure. Scientific proposals and practical recommendations for improving cost efficiency in the geological field are formulated.
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Abstract:
Employee well-being has become a critical focus especially with the increasing prevalence of mental health challenges in the workplace. Increased productivity, reduced absenteeism, and enhanced job satisfaction are clear outcomes of prioritizing employee well-being. This article explored the relationship between employee well-being and organizational success, importance of employee well-being for productivity, the rising concern of mental health issues, and how HR can implement policies to address these challenges.
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Abstract:
Large-scale urban redevelopment in India’s sacred cities like Ayodhya and Varanasi, driven by religious tourism and heritage planning, is often framed as revitalisation and economic opportunity. Yet these interventions have complex implications for informal religious economies.
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Abstract:
This study examined demographic and work-related factors associated with Innovative Work Behavior among telecommunications employees in Ibadan, Nigeria. A cross-sectional descriptive survey design was adopted, and data were obtained from 194 full-time employees of selected MTN Nigeria and Airtel Nigeria offices in Ibadan, Oyo State.
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Abstract:
Nigerian professional service firms operate in one of the most competitive talent markets in the world, in which skilled professionals are pursued both by rival firms and by the pull of international migration. Sustainable organisational practices are widely promoted as a retention lever, yet evidence from the sector suggests that their retention value is being lost in translation.
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